Homeowners, Condo, or Renters—We've got you covered.
We provide comprehensive coverage for homeowners, condo, or renters insurance. Whether you own the property that you live on or whether you are renting it short term, you need to have insurance coverage to guard against disasters and losses.
Homeowners coverage is for people who own their home, or are making payments on the home with ownership as the end goal. This could be a house or a condominium.
This type of policy covers both the outside of the home and all the contents of your home. It will cover the majority of natural disasters (certain disasters may be excluded; you may add extra coverage for that specific purpose) and will allow you to replace or rebuild damaged property.
If your home is broken into and items are stolen, your policy helps replace stolen items and pay for possible damage or vandalism.
Renters coverage protects inner contents of your home, apartment, or room that you are renting.
This type of policy covers break-ins, natural disasters, fires, and other circumstances that are beyond your control.
Even though your landlord will have a homeowners policy on the place you are living, it does not cover your own personal items as a renter, which is why renters insurance is essential.