Our goal is to have a full understanding of the complex needs of each business we insurance, so we can provide the necessary protection and keep your business running smoothly.
MTX Insurance Group offers insurance protection through with a range of options to meet the unique needs of your business. Having a tailored policy ensures minimal downtime in the event of a covered loss.
Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business. It protects your business against liability for damages and injuries caused by accidents involving your business autos. If your business owns vehicles, a commercial auto insurance policy can provide valuable financial protection to you and your employees while driving a company vehicle. It's important to know that a personal automobile insurance policy usually does not cover vehicles used in the operation of your business.
General Liability insurance is a policy that helps preserve your business assets by covering legal costs and damages or settlements covered claims. Although you operate your business with care, accidents can happen. For example, a customer slips on a wet floor and gets injured. Your product malfunctions and damages a client's property. A competitor claims that your advertisement infringes on their copyright. These are some of the accidents that can result in claims and lawsuits against your business.
Property insurance helps cover the damage or loss of your property, like structures or buildings, and items including equipment, furniture, inventory, supplies and fixtures. It can also help cover the costs to repair or replace stolen, damaged or destroyed property, including property and equipment that isn't yours but is in your care and custody.
Employees that are hurt on the job can rely on workers compensation for lost income and medical expenses.
A professional liability insurance policy helps with common claims like negligence, misrepresentation and inaccurate advice. It will also help cover violations of good faith and fair dealing. If a client sues you, this policy may help pay your legal expenses.